What is telecommuter coverage insurance & why is it added to a lodge that we don't live at or work from?
Effective with my renewal sanction FE-5831 TELECOMMUTER COVERAGE is be added to my policy.
The new authorization extends Coverage A-Dwelling to other structures on premises that are used by the insured to perform the duties of his/her employer. The duties are set to activities customarily perform within a business department.
Neither I nor the other person who owns the cottage even live or work in the state the cottage is located.
Answers:
Well, the first thing you could do is name the agent and ask them. But if there is no premium charge for the say-so, then the company predictable added the endorsement to ALL homeowners renewals within that state, as a broadening endorsement.
If within IS a premium charge, it's possible that the state insurance department required them to add it to adjectives policies in that state, or that as a business of form, they are adding it to adjectives policies in that state.
In any overnight case, the agent is the person who can explain to you WHY that was added.