Claim check from an motor insurance company??
people have their choice of body shop-- because they know they can draw from cheaper repairs instead of the insurance's preferred body shop or dealer's. and pocket the rest of the money..
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Answers: You don't own the car yet, the ridge does until you have paid it stale, and the bank therefore have an interest in seeing it fixed. Best bet is to chose option 1 and sign the check at the body shop.
Also, a flawless resource is...
http://www.knowledged.info/go.php?link=i...
Best of luck to you.