Is The Insurance Company Still Liable?
I was within a car wreck 2 months ago. It be the other guy's fault, so his insurance company rewarded for damages, and took care of medical bills for my 2 children.
At the time of the wreck, I didn't hope medical attention.
Now 2 months later, after the wreck, I find myself have severe panic attacks. I own a fear of one run over again , and again, at every intersection that I cross, because of the wreck I had.
I am within constant fear of driving, and my hysterics attacks are so severe, that my hands clintch the steering reins, and someone has to pry them stale. I hyperventilate that bad.
I own called the insurance company, and moved out a message as to what is going on, and no one will phone up me back. What do I do?
This motor wreck has cause this, I know it is not a physical injury, my question is wouldn't the insurance be responsible for my moving turmoil?
I was told I own 2 years to file on medical claims, is this true? I haven't signed stale on any medical claims.
Answers:
I would recommend you seek lawful council, as well as start a broadsheet trail, log the dates and times that you enjoy left messages beside the company, also send them a missive, stating that you have copies and are looking into court action if you do not achieve a responce from them in a weeks time of the date on the communiqu¨¦. This should help put a fire lower than their seats.
I am sorry that you are have such a difficult time with this company, another soul you may want to have help out you is your agent, they may have some other inside information on how to touch this.
Each state has its own statute of limitations, what you describe is adjectives, you will need to enlighten your dr about the chance and make sure they properly document the date of the birth of symptoms. Your claim is seperate for injury from the rest of your family. You will call for to renotify the company of your current injury status and ask your insurance company to reopen your claim. If its close to the statute of limitations take the time to run to the court house and file and extension contained by the court records to extend the statute of limitations, a attorney or legal aid can advocate you how. You can preserve your statute for as long as you need if you report to protect it.
You may reopen your claims as long as the statute did not run. I happened once to profile the day until that time the expiration. Its a big hassel.. allow lots of time.. and yes you can make your own claim seperately for the injuries.
Sadly, you will probably need to want the advice of an attorney. Since they've settled near you, the insurance company will make it a priority to forget about and delay you, hoping you'll jump away. They have statistics that show this works just about 65% of the time, people afford up and they keep the money. Seek out an attorney that offer a free consultation (if youve ever used a lawyer you like ask him for a referal) and discuss your case next to him.
You should see a doctor. Maybe a psychologist.