Do i entail insurance to be a carer mortal self employed?
i am a qualified carer working for myself with six clients, do i entail to be registered and require insurance
Answers:
Is near any chance within the world something might happen that might put together someone want to sue you? If you can answer yes, then you stipulation liability insurance.
Yes.
In the UK it is not a legal requirement (it is a officially recognized requirement to have Employers liability if you draw on anyone).
However I would strongly recommend Public Liability insurance as the bare minimum. It is outstandingly likely that any company from whom you sub-contract work from (incl Local Government authorities) will request to see a copy of you Public Liability insurance.
As ably as satisfying the powers that be, it offer you protection & peace of mind. If the worst should happen & you impose a serious injury to someone during the course of your work - it would prevent you personally from have to meet the claim (as a self employued character - they can take your own commodities from you to pay for a claim if you are uninsured - incl. your house & vehicles).