If my neighbor have a wood stove fire and it burns down her house and mine and kill someone surrounded by my house surrounded by the
process and she has tolerate her insurance lapse, who pays for the wrongful death surrounded by my home? Would it be my liability coverage?
Answers:
Nobody.
Unless she boldly sets fire to your house, she's not liable for it. Sorry. Accidents happen.
If your house catch fire, and someone dies in it, who pays for THAT wrongful destruction?
And . . .is there such a point as a RIGHTFUL death? Of course not!
Your liability covers things that you can be sued for - that you be negligent just about, and could have prevented, but didn't. It doesn't cover any family connections members, or other household member - as they are all covered below the policy.
If you want to get bread when someone in your house dies, buy a go insurance policy.
Probably. Or you could sue who for everything she owns. But that ain't very much.
as long as the fire wasnt arson committed by you, your policy will pay. Fire is a covered Peril below the policy. As far as someone dying, if it's a family contributor you will get doesn`t matter what death benefit coverage you enjoy. If it's a guest and there is a lawsuit unfourtunately your liability coverage will cover the lawsuit because they be on your property.
After it's said and done your company will most likely jump into subrogation against the other person mortal that it was their negligence
if your policy say not liable for payment by negligence of others , you may be out of luck for wrongful extermination; neighbor , 100% of nothing is nil; that is what you would catch from her; no home b/c no coverage, foreclosure for mortgage ; action against her for breach of contract for lapse of her policy; she will database for bankruptcy so you are out of luck ; you would gain fire coverage from your insurance; if wood stove was installed by someone ; an achievement against them; you have to read your exclusions surrounded by your policy