Anyone next to tips on Travel Insurance claims?
We have newly had to rescind a holiday because my wife's mother was taken into hospital. She is pretty elderly and whilst her condition was not existence threatening, she needed a drip infusion and was at first pretty ill. However, she is immediately much better although somewhat confused. I have checked the policy and we appear to be covered but I am a little concerned that the claims general public may say her condition didn't require us to rescind although my wife is an only child and her(my wife's mother) grandchildren for example live a considerable distance from us. Would appreciate any serve or perhaps experience of similar situations.
Answers:
It's a bit of a dodgy one. It's really going to depend on your insurance company - the lingo and conditions on your policy will be fairly stupefied about situations resembling this and are open to interpretation by the company. Your mother-in-law is direct family, so this will present you some weight. I can just recommend that you make the claim and stick to your guns - hopefully you'll come out on top. I'm sorry not to be of more help out, but I'll keep my fingers crossed for you.
singular thing i can suggest is get to your mother in law doctor and get him to write out a report in relation to her condition at the time you cancelled your holiday and then submit that to your holiday insurance
suitable luck !