Workers Comp responsibility?
I worked for a doctor for 3 years where I developed carpel tunnel. I reported it to my supervisor who later bought me supports and a argonomic keyboard and trappings but never filed a claim near workers comp.The only treatment I received from my PCP be advice on spasm medications during those 3 years. I presently work for another doctor and had highly severe symptoms one evening. I reported it to my new supervisor who reported it to workers comp. The insurance company told me that treatment very soon won't be approved because my previous employer never filed a claim.
Am I going to enjoy to end up using my personal robustness insurance for my claims? Should I do something about my previous employer not file a claim?
Answers:
Hello - your employer have no decision-making authority roughly speaking whether your workers' compensation claim will be accepted. If you experience lost time from work, the amount and duration of your workers' compensation payments are determined by individual state law. Workers' compensation laws and regulations ebb and flow from state to state.
Workers comp, if approved, will pay for your medical bills but most potential you will still have to use any STD or LTD funds that you enjoy through your employer.
Keep in mind that carpel tunnel is usually not approved by work comp, it falls into a similar situation as nightmare. Yes staring at a computer can weaken your eyesight as typing may lead to carpel tunnel. 100% proven = No , ... technically an "on the job" injury - nope
To answer your questions ---
If you did not desire continuos treatment for carpel tunnel then check your insurance plan near you current employer and see if there is a pre-excisting clause. If so see if it applies to your treatment date. If so, there is your loop hole. If not contact your state WCB department but likelihood are you will have to use your personal condition insurance.
There is really nothing you can do just about your previous employer not filing a claim. It was/is your responsibilities to follow up beside a case worker anytime workman comp or short/long troop or FMLA claims have be submitted.
See a worker's compensation attorney. You usually have two years to report after the date of last treatment.
It is also possible to wallet a worker's comp claim against the new employer for aggravating a pre-existing injury.
How did that PCP get compensated? It SHOULD have be billed to the workers comp carrier!!
Have the untried insurance company deny the claim in writing. Because the prior employer never file a claim, they're in ruin of the State Department of Labor - so put in a complaint beside them. And I almost never say this . . .but I give attention to you're going to need to rob the written declaration, a copy of the PCP transcription that you told him it was work related, and walk sit down with a advocate.
Was it a small company you were working for? Not adjectives employers own to have Workers Comp. Check your state but I know here contained by Louisiana if you have smaller number than 50 employees later you do not have to take Workers Comp. That may be the reason. Your condition insurance may have to settle up because it is very knotty to prove Carpral Tunnel is work related. Good Luck.