I be wondering if someone can draw from your contact info from basically your baptize and number-- info resembling motor insurance?
Last week, while leaving my university campus I hit a guy outside my dorm room tower. I be minor damage, probably a couple scratch, yet plenty to get money out of the situation. He be a nice guy and we only exchanged name and phone numbers and not insurance company or license info. Although he called a couple times over the subsequent week, I refused to answer my phone (which is a shameful thing to do). I hold obtained a parking certification under the university's parking services and I guess he could look me up through RMV and other services, but can he find my insurance policy and info (which my parents pay packet 4) and other valuable information (which he could even find through my college)?
Answers:
I doubt he could find your insurance info from your name and phone number. However, if you be the at fault gathering, you're going to have an even bigger problem if you don't own up, answer your phone and appropriate care of this. He can, and probably should, sue you for damages.
There are websites where on earth people can income to get your contact information. Name, address, cellular phone.
Legally, no. HOWEVER. I personally hold had lots of cops prepared to look the info up for me, "under the table", and enjoy had access to databases and RMV info through my employer, the insurance company.
If you DON'T folder with your insurance company, he can do the following: 1. Sue you directly within small claims court 2. Sue your parents, because they are (presumably) the registered owner of the vehicle 3. File with his insurance company, who WILL be capable of look up the info, and will call the policyholder first
So if the object here is for your parents to not find out, it likely won't work. You a short time ago have to resolve HOW you want them to find out . . . through you telling them, or them getting served court papers to show up at the court local to your college.
Your pick.