What is a insurance provider that have nil deductiable and a cheap monthly rate?
i have no existing medical problems! i just have need of insurance! i was covered by local i nsurance but now i formulate to much!
thank you
Good luck finding one. Tell me if you do.
There is no such entry. With health insurance you get what you rate for. When you shop for a new car you own a choice between the basic low end model beside no options, a fully loaded luxury car, or something contained by between. Health insurance is the same. If you shop for the cheapest you'll get the original low end model which may or may not have the benefits and coverage you are looking for. Visit a local agent that works next to all the major companies surrounded by your area. The agent can find the best plan for your situation and budget and can explain what you get and, more importantly, what you won't return with with the plan. There is no extra charge using an agent.
Answers: If you have no medical problems and don't use the doctor much you should think roughly buying health insurance to protect you from catastrophic medical bills, not from paying for doctors visits. If you compare a no deductible plan to a illustrious deductible plan the savings is usually pretty good even if you factor contained by meeting the deductible.
With all the different strength carriers and plans available most people really should use a vigour insurance broker. A Broker represents multiple carriers and can help you sort through adjectives the different insurance companies and plan options in your state.
For example I own access to 10 major carriers and 60 different plans simply for one state.
You can try doing your own research on the internet, but if you give a good broker 5 minuets they will be capable of make suggestions on which carrier may fit you best.
I suggest using yellowpages.com to scrabble for health insurance brokers in your nouns.
Don't call your auto and home agent they specialize in property and causality insurance. You necessitate someone that specializes in health insurance.
Good Luck