What am I looking at within price for an appendectomy?
I just had an emergency appendectomy. I thought my insurance be effective the day past it happended then I found out I"m not on my insurance untill another two weeks. what can I do? can the insurance back date? or what am I looking at surrounded by price for self pay?
I wouldn't count on a group insurance back dating for you and an individual carrier won't.
Ask the business department what financial aid is available. If you don't qualify for medicaid in your state, there is repeatedly charity care that you might be eligible for. If you can pay a lolly rate for your services, that can save you a ton-but you will probably have to rate the entire amount in one payment and fast.
The cost depends on where you live as much as what was in truth done for you-but you can bet it will be $25,000-$30,000.
You may have a bit of a solution if you had a previous employer and you be within 60 days of leaving that brief.
If so, you can elect to enable your benefits under COBRA from your previous employers' plan.
You can own the coverage enabled retroactively (as long as it is within 60 days) and you have to repay the full premium from the date you left that company's employment. Which could run you a few thousand dollars, but then here would be some coverage.
You should get in the letters a COBRA election form which explains your rights.
If you did not have an employer's group coverage previously, you will not obtain retroactive coverage from your current employer and you will have to negotiate a discount from the hospital and providers and do the best you can to pay it sour.
If the insurance is through your employer they might back date the effective date.
If not.... A lot
Answers: The total bill should run you about $15,000, or reprice to nearly $6,000.
Insurance isn't going to pick this up for you, sorry. They won't backdate.