Can I include my pregnant fiance to my medical insurance once we're married?
I have Aetna. She's just going on for 5 months pregnant, she was going to get dropped from her insurance and she is currently on medi-cal for the prenatal consideration. Is it too late to add her to my plan for her to be covered during the rest of the pregnancy?
I tried calling Aetna right immediately but the it was past closing time lol
If you get married you will be capable of add her, you can also add the babe it's born
Once you marry her, it's a qualifying event, and you can add her to your coverage - but you hold to do it within 30 days of the event.
Depending on the rules of your company, you might be able to add her immediately if you're living together. (We have Aetna and partners are covered, but it vary depending on the company policy.)
However, her pregnancy will be a pre-existing condition and although it will be covered it might cost a whopping heck of a lot more to get prenatal coverage.
Answers: If your Aetna coverage is on an individual policy you will not be capable of add her.
If your Aetna is a group plan you can add her once you are married and the pregnancy will be covered 100%. Group insurance does not enjoy a pre-existing conditions clause.