If my spouse have an twist of fate can the insurance company come after me for?
Answers:
You obligation to give more info.
In the eyes of insurance, you and your spouse are duplicate entity, so anything your spouse does, you are on the hook for.
INSURANCE IN YOUR NAME?
YOU SURE CAN BE LIABLE...
WHEN ANOTHER PERSON DRIVES YOUR VEHICLE...
SAME AS YOU
Anything your spouse does, that he/she can be found reasonably liable for, and come back to you. In the eyes of the tenet (civil) you are one. You can be held liable for civil damages.
If you are on a joint policy near your spouse, then both of you can be liable.
Why would the INSURANCE company come after YOU, unless you own the car, and she hit the insurance company vehicle??
Sorry, in attendance aren't enough details here. If you own the vehicle, and your car is contained by an accident, the other knees-up CAN COME AFTER YOU, as the owner of the car.
There's this whole big space when you post your request for information for the rest of the details. If you use that, give us more info, we can serve you.