Can MEDICAID reimburse for my insurance I find from work?
I was told from my Human Resources (HR) Department that if I own MEDICAID (which my new born quilfies for 1 year), they can clear for my health plan (which would include my family) that I would recieve from work. I can't afford condition insurance that I have next to them but if what if HR is telling me is true, worth MEDICAID would prefer to pay for my monthly premium fairly then the hospital bill(s), I would resembling to take that route. I currently do hold the expensive Health Ins. from my work for my other child, wife, me, and soon for the new born. If medicaid can rate that, that would help my out greatly. But past I stur the pot and start asking MEDICAID these questions, I considered necessary to get InsuranceFreeFAQ.com thoughts 1stMaybe someone out in attendance is in like peas in a pod situation as me. Thanks in credit.
Answers:
I don't imagine so. I know you have to own one or the other, unless you have SERIOUS medical issues, after you can have medicaid as a inferior. Medicaid is meant for those who can't afford to own other insurance, not to cover the premiums of their insurance.
On a side note, this really burns me - how dare general public take a free ride on my tax-paying pay for!
Group robustness at work is primary and then Medicaid kick in...
This is going to completely depend on the state in which you live.
You own to remember that even though Medicaid is paid for through federal dollars, respectively state implements the program on their own. And each state have their own set of rules for qualification.
My state does not cover newborns beneath the Medicaid program and does not allow Medicaid dollars to be used to pay hand health insurance premiumsalthough it is a exceedingly, very right idea within the drive to combat the growing ranks of the uninsured.
If you work for a large employer, that employer offer you health coverage lower than what is known as a 'self-insured' ERISA plan where on earth the employer hires a third party (many times that third participant administrator is also an insurance company) and pays claims themselvesit is NOT insurance...even though you pay a monthly 'premium' it is not really a premium but you are helping recompense those 'self insured' health claims.
So to enjoy Medicaid paying your employer for health coverage that they self-fund anyway is for a moment bit weird and open the door to all kind of mischief...especially since big employers already win all kind of tax breaks for offering ERISA coverage anyway..that's approaching being triple rewarded for the same single coverage.
You should contact your state Department of Human Services and find out what their Medicaid rules are.