If you receive SSI Disabilty can you stay on your spouse's strength insurance?
If you are awarded disability do you have to bring on Medicare/Medicaid or can you stay on your spouse's insurance through their employer? I am afraid of not being competent to see my regular doctor if I have to catch on Medicaid because so few doctors accept it. Anybody acquainted with this?? Thanks contained by advance!
Answers: Yes, you can stay on your spouse's insurance. You can't seize on Medicare until you've been on SSDI for 24 months. At that time you want to look into Medicare; contained by many cases Medicare next to an Advantage plan is the better option.
You can also win Medicaid and keep your current insurance. Your insurance would be primary and Medicaid would be inferior and could possibly pick up some of the co-pays.
Zarnev is correct, however not knowing your age, there are other considerations. If you decline Medicare when you become eligible, consequently you won't be able to find it until age 65. It may be worth the $96 a month to carry Medicare very soon in crust something happened to your wife's coverage. And Medicare could rate in adornment to your wife's coverage.