Presbyterian Health plan insurance?

Do you have Presbyterian Health Plan which is an hmo? What does hmo stingy and is this insurance any good? The doctors that I budge to for my pregnancy, the hospital, and my sons counselor are ALL covered but does that mean i own to have a referral to turn to each one or what does it be a sign of (hmo?)

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Answers:    Health Maintanence Organization. You should check with the plan for details, but largely, you have a PCP (for a woman it COULD be her OB/GYN). Usually, your PCP (Primary Care Physician) must refer you to a specialist. Your doctor will share you which one he/she practices out of-make sure that hospital is also a contracted facility with your HMO. Your son's counselor will probably own to have a referral from his PCPsince to be exact considered a specialty field.

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