Why is it that family that are born next to a disease cannot make a purchase of vivacity insurance of any category then surrounded by life span?
I have a disease and i would approaching to know why someone with a prexisting medical problem cannot gain life insurance. Details Please.
Answers: It's simple. You really own to understand go insurance agencies... they want to make money. They purloin money from people base on their % chance of dying. In a model world they would want people who live forever to help yourself to their insurance policies so they can take their money and never hold to pay the insurance.
Since you enjoy a disease they consider you MUCH more likely to die soon. Therefore you are a completely risky investment and they don't want to risk a lot of money on you.
Because insurance is to insure the risk of an unknown loss. Once the loss is particular it is no longer insurable. For example: Can you purchase car insurance after you've have an accident?